1. Information We Collect
We collect information you provide directly to us, including your name, email address, phone number, and financial information relevant to providing advisory services. We may also collect information automatically when you visit our website, such as your IP address, browser type, and pages visited.
2. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our advisory services
- Communicate with you about your account, sessions, and financial plans
- Send you relevant market updates and insights (with your consent)
- Comply with applicable legal obligations under Indian law, including PMLA and IT Act requirements
- Protect against fraudulent or illegal activity
3. Information Sharing
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:
- With your explicit written consent
- To comply with a legal obligation, court order, or government request
- With service providers who assist us in delivering our services (e.g. scheduling tools, email providers) under strict confidentiality agreements
- To protect the rights, property, or safety of Verdant Wealth Co., our clients, or others
4. Data Security
We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. All financial data shared with us is stored securely and accessed only by P. Saravana Kumar in the course of providing advisory services.
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
5. Data Retention
We retain your personal information for as long as necessary to provide our services and comply with our legal obligations. Client financial records are typically retained for a minimum of 7 years as required under applicable Indian financial regulations. You may request deletion of your data at any time, subject to legal retention requirements.
6. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate or incomplete data
- Request deletion of your data (subject to legal obligations)
- Withdraw consent for marketing communications at any time
- Lodge a complaint with the relevant data protection authority
7. Cookies and Tracking
Our website uses minimal cookies to ensure basic functionality. We do not use third-party advertising cookies or sell browsing data. You can disable cookies in your browser settings, though this may affect certain website features.
8. Third-Party Links
Our website may contain links to third-party websites, including Calendly for session booking. We are not responsible for the privacy practices of these sites and encourage you to review their privacy policies before providing any personal information.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page with an updated effective date. Continued use of our services after changes constitutes acceptance of the updated policy.
10. Contact
If you have any questions about this Privacy Policy or our data practices, please contact us at:
P. Saravana Kumar
Verdant Wealth Co.
Email: saravana@verdantwealth.co